# Plaid + Ramp — Pipedream Connect

> Connect a user's Plaid and Ramp accounts and expose tools for both apps directly in your product or your agent.

- Apps: Plaid (`plaid`) + Ramp (`ramp`)
- This page (HTML): https://pipedream.com/apps/plaid/integrations/ramp
- One `external_user_id` owns both connected accounts, and each account stays independently revocable.

## One session, both toolsets (recommended)

- Endpoint: `https://remote.mcp.pipedream.net/v3`
- Headers: `Authorization: Bearer <token>` · `x-pd-project-id` · `x-pd-environment` · `x-pd-external-user-id` · `x-pd-app-slug: plaid,ramp`
- `x-pd-app-slug` takes a comma-separated list, so `plaid,ramp` is one session on one transport. Both toolsets arrive from a single `listTools()`, and a tool is called exactly as it would be in a single-app session.

```ts
import { Client } from "@modelcontextprotocol/sdk/client/index.js"
import { StreamableHTTPClientTransport } from "@modelcontextprotocol/sdk/client/streamableHttp.js"
import { PipedreamClient } from "@pipedream/sdk"

const pd = new PipedreamClient({
  projectId: process.env.PIPEDREAM_PROJECT_ID!,
  clientId: process.env.PIPEDREAM_CLIENT_ID!,
  clientSecret: process.env.PIPEDREAM_CLIENT_SECRET!,
  projectEnvironment: "production",
})

const accessToken = await pd.rawAccessToken

const transport = new StreamableHTTPClientTransport(
  new URL("https://remote.mcp.pipedream.net/v3"),
  {
    requestInit: {
      headers: {
        Authorization: `Bearer ${accessToken}`,
        "x-pd-project-id": process.env.PIPEDREAM_PROJECT_ID!,
        "x-pd-environment": "production",
        "x-pd-external-user-id": "{external_user_id}", // any stable ID for this user in your system
        "x-pd-app-slug": "plaid,ramp",
      },
    },
  },
)

const mcp = new Client({ name: "my-agent", version: "1.0.0" })
await mcp.connect(transport)

const { tools } = await mcp.listTools()

// One list, both toolsets: Plaid and Ramp tools arrive
// together, each keyed by its own app's slug.

// e.g. run Create Access Token:
const result = await mcp.callTool({
  name: "plaid-create-access-token",
  arguments: {
    publicToken: "Public Token",
  },
})
```

Docs: [MCP guide](https://pipedream.com/docs/connect/mcp/developers.md)

## Both apps from your backend

```ts
import { PipedreamClient } from "@pipedream/sdk"

const pd = new PipedreamClient({
  projectId: process.env.PIPEDREAM_PROJECT_ID!,
  clientId: process.env.PIPEDREAM_CLIENT_ID!,
  clientSecret: process.env.PIPEDREAM_CLIENT_SECRET!,
  projectEnvironment: "production",
})

const externalUserId = "{external_user_id}" // any stable ID for this user in your system

const [plaidTools, rampTools] =
  await Promise.all([
    pd.components.list({ app: "plaid" }),
    pd.components.list({ app: "ramp" }),
  ])

// One external user owns both connected accounts, so either app's tools
// run on their behalf with the same externalUserId.
```

Docs: [Managed auth guide](https://pipedream.com/docs/connect/managed-auth/quickstart.md) · [Tools guide](https://pipedream.com/docs/connect/components.md)

## Plaid

- API slug: `plaid` (use in MCP headers and tool keys)
- Auth: API key (Pipedream-managed)
- Categories: Commerce
- Website: https://plaid.com/
- App page (HTML): https://pipedream.com/apps/plaid
- Tools: 5 actions · 3 triggers

Full tool list, API proxy, and SDK quickstart: https://pipedream.com/apps/plaid.md

### Actions (5)

- [Create Access Token](https://pipedream.com/apps/plaid/actions/create-access-token.md) — `plaid-create-access-token`
- [Create Sandbox Public Token](https://pipedream.com/apps/plaid/actions/create-sandbox-public-token.md) — `plaid-create-sandbox-public-token`
- [Create User](https://pipedream.com/apps/plaid/actions/create-user.md) — `plaid-create-user`
- [Get Real-Time Balance](https://pipedream.com/apps/plaid/actions/get-real-time-balance.md) — `plaid-get-real-time-balance`
- [Get Transactions](https://pipedream.com/apps/plaid/actions/get-transactions.md) — `plaid-get-transactions`

### Triggers (3)

- [New Accounts Available (Instant)](https://pipedream.com/apps/plaid/triggers/new-accounts-available-instant.md) — `plaid-new-accounts-available-instant`
- [New Event (Instant)](https://pipedream.com/apps/plaid/triggers/new-event-instant.md) — `plaid-new-event-instant`
- [Sync Updates Available (Instant)](https://pipedream.com/apps/plaid/triggers/sync-updates-available-instant.md) — `plaid-sync-updates-available-instant`

## Ramp

- API slug: `ramp` (use in MCP headers and tool keys)
- Auth: OAuth (Pipedream-managed)
- Categories: Business Management
- Website: https://ramp.com
- Managed OAuth scopes: `transactions:read` · `cards:read` · `cards:write` · `spend_programs:read` · `spend_programs:write` · `users:read` · `users:write` · `locations:read` · `locations:write` · `limits:read` · `limits:write` · `departments:read` · `departments:write` · `business:read` · `receipts:read` · `transfers:read` · `vendors:read` · `merchants:read` · `accounting:read` · `receipts:write` · `vendors:write` · `entities:read` · `bills:write`
- App page (HTML): https://pipedream.com/apps/ramp
- Tools: 18 actions · 3 triggers

Full tool list, API proxy, and SDK quickstart: https://pipedream.com/apps/ramp.md

### Actions (top 8 of 18)

- [Create Department](https://pipedream.com/apps/ramp/actions/create-department.md) — `ramp-create-department`
- [Create Location](https://pipedream.com/apps/ramp/actions/create-location.md) — `ramp-create-location`
- [Create User Invite](https://pipedream.com/apps/ramp/actions/create-user-invite.md) — `ramp-create-user-invite`
- [Get Limit](https://pipedream.com/apps/ramp/actions/get-limit.md) — `ramp-get-limit`
- [Get Transaction](https://pipedream.com/apps/ramp/actions/get-transaction.md) — `ramp-get-transaction`
- [Get User](https://pipedream.com/apps/ramp/actions/get-user.md) — `ramp-get-user`
- [Issue Virtual Card](https://pipedream.com/apps/ramp/actions/issue-virtual-card.md) — `ramp-issue-virtual-card`
- [List Departments](https://pipedream.com/apps/ramp/actions/list-departments.md) — `ramp-list-departments`

### Triggers (3)

- [New Transaction Created](https://pipedream.com/apps/ramp/triggers/new-transaction-created.md) — `ramp-new-transaction-created`
- [Transaction Status Updated](https://pipedream.com/apps/ramp/triggers/transaction-status-updated.md) — `ramp-transaction-status-updated`
- [Transfer Payment Updated](https://pipedream.com/apps/ramp/triggers/transfer-payment-updated.md) — `ramp-transfer-payment-updated`

---

- Plaid: https://pipedream.com/apps/plaid.md · Ramp: https://pipedream.com/apps/ramp.md
- All apps: https://pipedream.com/apps — index: https://pipedream.com/llms.txt
- Pipedream docs for agents: https://pipedream.com/docs/llms.txt